What is a mutual fund folio number?

What is a mutual fund folio number?

A mutual fund folio number is a unique identification number assigned to an investor by an Asset Management Company (AMC) when they invest in a mutual fund. 
Think of it as your account number, helping you keep track of all your investments with that particular AMC.

Key Features of a Folio Number

1. Unique to Each Investor: Every investor gets a distinct folio number from the AMC, and it stays the same for all investments made with that AMC.
2. Multiple Investments in One Folio: If you invest in different schemes with the same AMC, all your investments can be linked under the same folio number.
3. Easy Tracking: You can use your folio number to check your holdings, NAV (Net Asset Value), and transaction history.
4. Simplifies Transactions: Whether you’re redeeming units, adding more investments, or switching schemes, your folio number is needed.
5. Multiple Folios Possible: If you have different types of investments or ownership modes (individual vs. joint, SIP vs. lump sum), you may have more than one folio number with the same AMC.

How to Find Your Folio Number

1. Mutual Fund Statement: Your folio number will be listed in the account statement sent by the AMC.
2. Online Investment Platforms: If you invest via investment apps, your folio number will be visible in your portfolio.
3. AMC Website: Log into the AMC’s website using your registered details to find your folio number.

Tip: Always keep your folio number safe—it’s essential for any mutual fund-related transactions.

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